Healthcare insurance and “to-do” list (Part1)

Everyone wants to be cared and want to take care of their family members so that healthcare insurance is the most civilized way to show love to the family. Firstly, let's take some minutes to read 9 tips! They will be helpful so that you could get one of the best insurance contracts.

Enrolling earlier, getting cheaper fees

There are many factors that impact on insurance fees such as life expectancy, the insurance period, the amount of insurance premium payment mode (month / quarter / year), sex, occupational group, health condition, age level , canceled rate of contracts before expired day, etc. Therefore, you’re still young; you do not only have an advantage for the premium, but also have a high proportion closing contract.

Health conditions are an important factor to all healthcare insurance products. If you don’t have a healthy lifestyle, or you usually smoke or get medical treatment, you will have to pay more premiums.

Never buy insurance when its fee is much more than your income

The current safety charge when participating life insurance is from 10% to 12% of your income, or more simply, you should pay insurance premiums by 1 year with your revenues of 1 month.

Besides, you should look into insurance denominations, how much the contract that you really need, because if you choose a healthcare insurance contract denominated greater than demand, it means that you pay more fees for 1 year in general.

If you understand the meaning and benefits of healthcare insurance, please join now!

Everyone is afraid of risk. They also fear all of the diseases but life is full of unexpected risks that no one can be sure that they can face to it, so when you understand the meaning of healthcare insurance is one way to avoid risks, a financial protection and making use of it right after the contract. Join it now!

Why join now? Because when unfortunately the risk (accident, sickness, disease, liver failure, kidney failure, cancer ...) arrived, there was no company shall provide services and it means that you can not afford anymore. Moreover, if you join a healthcare insurance sooner, it charges lower. It is obvious that the younger people, the lower risks and of course the ability to pass their risk is even greater.

You should pay fee yearly

As well as the way you save your money, if you spend your money with long-term term deposits, you will get a better interest rate, and healthcare insurance is too. If you pay the fee annually instead of monthly or quarterly, you will pay lower fees. Currently, many healthcare insurance companies provides a premium superior if you decide to pay for insurance contracts by month instead of by year.