Healthcare insurance and “to-do” list (Part2)

Should buy life insurance for parents instead of just buying for children

Since the main purpose of healthcare insurance is to ensure a financial solution for your family, so the insured amount is paid to their relatives and families whom insured when the unfortunate risks happen will help financial stability, payment of huge expenditures.

So you should join healthcare insurance for the pillars, as if the pillars unfortunately get any risks, the insurance will reduce the financial burden and the children can continue their future plans.

It not, you may choose one insurance contract with large denomination to defend for the whole family because the insurance company now also offers insurance products to protect the whole family.

With a better condition, you should buy for each person in your family a healthcare insurance contract.

Buy supplementary products

Since supplementary products provide personal accident additional benefits, health care services, , serious illness insurance, disability insurance and permanent additional benefits such as the right to exempt closed , complete insurance … so that when joining supplementary products for those family members, it means that you are protecting your family in only one healthcare insurance contract.

Especially joining supplementary products, you will be charged cheaper fees with high interest.

Should buy insurance contracts as much as possible

At the moment you are joining the insurance, the premiums must be consistent with the income to maintain the contract because insurance is a long-term plan and of course no one is sure about their financial stability for in the future.

For example, you’re the manager, you are paid 15 million one month, you pay 1 Package insured 30 million one year, and you are still able to maintain a 1, 2 years. But when you’re not a manager anymore, the income is only 10 million, so you will not have enough money to continue the contract. At that time, if you join a small package, when you get lower wage, you still have the ability to pay the fee. If your salary is up, you can buy more insurance package.

Comparison

To choose the insurance package suited to your needs, and take a look at the information of various insurance companies and the various insurance products. Accordingly to some main factors such as the world’s brand, financial strength, ability to manage the company’s financial or fees, benefits, conditions of protection and the content of contracts of each product, you can get the best product that best suits to your financial protection and yours financial needs.

9. Honesty

If you try to report untrustworthy, you should think again. Because when thehealthcare insurance company discovers that you have less to hide the health insurance company, they will refuse compensation when you’re at risk or cancel the contract with you.