Insurance company: women drive and risks

Talking to insurance company, many husbands can’t hide their pride when they have a wife who can drive, but in fact, not many of them find it comfortable when letting their wives take control. When the economy develops, cars become a must have thing in middle and high class family. That leads to the rising number of women driving. However, this accidentially makes men more stressful.

Insurance company: women drive and risks

Coming a war of car stolen prevention

There is a war of car stolen prevention between car owners, insurance company and stealers. The more car protection tools are made up, the more complicated the tricks are. However, the most important thing is the way car owners manage in particular situations.

Coming a war of car stolen prevention

Insurance company: what services should you choose for your company?

You think you actually know what products should you choose from insurance company? Only after the customers experience car insurance services and facing transportation incidents will they learn what services are necessary and they can make a right decision. If this is the first time that you have bought a car, you may want to consult car sellers or your acquatainces to buy kind of insurance which is suitable for you.

Insurance company: what services should you choose for your company?

Vietnamese workers in Saudi Arabia should avoid public places

Insurance company: It is recommended by the Department of Overseas Labor Management (Ministry of Labour, Invalids and Social Affairs) has sent to Vietnamese labors who are working in Saudi Arabia. This recommendation came after the unstable security situation in Saudi Arabia.

On July 4^th , as a report of the department of foreign labor, a number of suicide bombings have occurred in the mosque in the city of Madinah, Qatif and near the US Consulate in Jeddah city of Saudi Arabia. The bombing has caused casualties among security personnel 14 local and some civilians.

Comments by the Saudi authorities, the attacks are on crowded places,, for the purpose of causing injury, creating panic psychological instability.

None one of an embassies in Saudi Arabia has made any special warning for their citizens. According to the Department of Overseas Labor Management: The ability of Vietnamese labor casualties cases bombing occurred is not high. Since Vietnamese labors are non-Muslim, should not come to the mosque as well as the base of the West.

Insurance company: However, to ensure safety, the Department of Overseas Labor Management recommends laborers to work in Saudi Arabia: Restrictions to crowded places, public places could be targets of terrorism; not involved foreign organizations operating in Saudi Arabia in any form, including humanitarian activities, dissemination of culture, religion

Insurance company: In particular, all of enterprises that sending laborers to work in Saudi Arabia need to add the following note: Putting the above recommendations on the content of training for workers before, enterprise / staff representatives of the bussinesses in to manage and closely monitor the situation of the employees work, have plans for dealing with the emergency.

Insurance company: Social insurance debt that damages Vietnamese laborers

Insurance company: For the processing and handling of the case before the Jan 1th 2016, the court decides to suspend the resolution of the case, returns the petition and guides the implementation of the provisions of the Labor Law, social Insurance Law and the Law on Handling of administrative violations. Thus, responsibility to protect the rights of workers (employees) from social insurance debt of business will be made by trade union organizations to receive.

Insurance company: Ms. Nguyen Thi Thu, Deputy Director of the HCM City Social Insurance, said the implementation of the Supreme People's text, for the first time, social insurance HCM City will coordinate with the HCMC Labor Federation in supporting organizations in terms of procedures established colleges profile lawsuits, as well as processes and enforcement lawsuit aims to recover debts social, Health to address the legitimate rights of employees in the field of social insurance. According to Nguyen Thi Thu, courts at various levels when the suspension of cases related to the lawsuits now owe social insurance, health insurance, unemployment insurance (UI), SI HCMC encountered some difficulties. However, the recovery of the amount owed social insurance, unemployment insurance work through lawsuits brought positive results and as a basis for settlement of social insurance and unemployment insurance for employees. Since the Social Insurance Law takes effect from the date 1-1-2016, the lawsuit was delivered to the organization done colleges and social agencies to handle only administrative violations or recommendations to state agencies competent legal handling of social insurance, unemployment insurance.

Insurance company: Last time, HCMC SI also enhance collaboration with the Inspectorate of the Department of Labor - Invalids and Social Affairs on the Ho Chi Minh City bar - unit testing violates the Law on Social Insurance, Health Insurance Law, in addition to preparing the steps for specialized inspection of social insurance revenues; SI MI performed by the agency, at the same time strengthening and preparing legal documents for deliberately delaying units, social insurance evasion serious nature CSDT turn to agencies for criminal prosecution under article 214, 215, 216 of the Penal Code from the date 1-7-2016 for employers who owe social insurance, unemployment insurance.

Insurance company: About saving money for retirement in Vietnam

Insurance company: As the result of HSBC recent survey, more than 18 thousand people in 17 countries (Europe, Asia, Australia, Brazil ...) in working age is under pressure to save for retirement than before. If previous generations just need 23 years to accumulate enough to retire, the workers of today must take up to 30 years.

The survey also showed that the majority of working-age people now believe that they are not saving enough, with nearly 40% of respondents said that as if they began accumulating earlier. Nearly 30% said they should be saving more.

An alarming figures out that 1/4 of people who are working do not start saving for retirement.

Insurance company: The report also said that plans to prepare for the retirement of Vietnam workers have not been paid attention to. According to the investigation by the General Department of Population and Family Planning in 2015, more than 70% of the elderly to continue living, besides getting support from family; only 30% of elderly people have pensions or subsidies from the state budget.

Insurance company: The Ministry of Health research in 2015 also showed that health care costs for the elderly is higher than 7-10 times than the young people and they use 50% of the dose. This further underscores the necessity of planning for a quality retirement.

To have a life of leisure proactive retirement, the bank's experts recommend that everyone should take the following actions:

1. When planning for retirement, first need to list all your spending needs in retirement.

2. Planning for retirement savings earlier to help you build greater financial funds and have more time to source funds profitably.

3. You can find information, tips on saving for retirement from multiple sources, but necessary to ensure that the professional consultants and reliable.

4. Be prepared for the unexpected financial changes. When saving for retirement in trouble, please review the financial condition of the patient and seek alternative savings methods, to help you continue to plan towards a fulfilling retirement life .

Insurance company: Risks when women drive

Sharing with insurance company, many husbands find it proud to have a wife who can drive, but in fact, not many of them find it comfortable when letting their wives take control. As economy grows, more and more families have their own cars which leads to the rising number of women driving. However, this accidentially makes men more stressful.

Insurance company: Risks when women drive

When car stolen prevention becomes a war

Car stolen prevention is really a war between car owners, insurance company and stealers. The more subtle the tricks are, the more car protection tools are invented. However, the most important factor is how car owners manage in certain situations.

When car stolen prevention becomes a war

Insurance company: important services for your car

Have you chosen what product you need from insurance company? After a while experiencing car insurance services and facing transportation incidents, customers will learn what necessary services to choose an appropriate insurance product.

To those who own an car for the first time, buying insurance for their cars will be based on advice of car sellers or introduction of acquaintances, etc.

Insurance company: important services for your car

Sickness entitlement procedures of social insurance

Insurance company: IEC certification for sick leave granting to enjoy the social insurance based only depends on the health status of the patient.

Q: I have a medical examination at the district hospital in the city. Ho Chi Minh City, a doctor admitted 5 days leave granted for enjoying social insurance. Then I go home and re-examination convalescence in a hospital in the city of Vung Tau, Ba Ria - Vung Tau.

After examining, I gave them the health insurance card, and I also asked to off some more days because I still felt tired. However, doctors do not grant sick leave to explore the reasons I left and did not produce the online health insurance since procedures. So did the doctor resolve that problem in a right way? 

insurance company

Thank you for sending your questions to the page of the Life Counselling & Legal newspaper. With your question, please be offering advisory opinion as follows:

Insurance company: The doctor at the hospital in Vung Tau city, Ba Ria-Vung Tau province is not granted sick leave that are entitled to social care for patients is wrong because of the left line and not presenting the health insurance card when entering information procedures. The reason is the granting of sick leave certificates to enjoy the social insurance only depends on the health status of the patient. It does not involve the case that the patient has health insurance or not.

Insurance company: Under the guidance information recorded on sick leave paper which is entitled to social insurance, in line 2 Model C65-HD1; C65-HD2 is clearly directed only records the patient's health insurance card number, if the person is not the health insurance card or health insurance card is yet to be clearly labeled as "not the health insurance" or "not yet issued health insurance cards."

Sicknesses enjoy social insurance

Conditions entitled to sickness:

1. Laborers specified at Points a, b, c, d, e, Clause 1 and Clause 2, Article 2 point b of the Decree 115/2015 / ND-CP are entitled to sickness in the following cases:

 - The employee illnesses and accidents which are not occupational accidents or treatment of injury, disease recurrence due to labor accidents and occupational diseases have to quit and be certified by the medical facility, competent medical treatment prescribed by the Ministry of Health.

- The employee must take leave to care for a child under age 07 who get sick and be certified by the medical facility, competent treatment.

- Women workers go to work before the expiration of maternity leave, but in one of the cases provided for in points a and b of this paragraph.

2. Do not settle sickness regime for the following cases:

- The employee illnesses and accidents must leave due to health self-destructive, because drunk or using drugs, drug precursors.

- Workers leave the first treatment labor accidents and occupational diseases.

- The employee illnesses and accidents which are not occupational accidents while on leave every year, leave for personal reasons, leave without pay under the provisions of the labor law; leave under the maternity regime as prescribed by the law on social insurance.

Launched motorcycle helmet which is 'smart' as pilot hat

Insurance company: In Vietnam, helmets are becoming more and more popular and important to people because they can protect them when driving. In the market, there are lots of brands and companies which are producing helmets and the prices also differ from each brand. They offer customer from the average price VND 100,000 to some special types for racers or high quality types from VND 1,000,000. But, today, we’ve known one more types that imported. This is iC-R smart helmet. With the ability to connect the call, Hazard, iC-R smart helmet can help to save drivers when moving on the long journey.

Insurance company: iC-R smart helmet is also known as Intelligent Cranium Helmets. A helmet manufacturers from the United States recently announced short clip introducing iC-R smart helmet design equipped with two cameras mounted on the back of the helmet allows the driver to have observed with up to 210 degree viewing angle, visible through translucent two LCD screens.

In addition, the cap also has a warning LED driving distance system can help to identify the vehicle which is moving backwards.

Besides, a Bluetooth connection system with iC-R allows the driver can connect to a smartphone. Not only that, the system was connected to another application that can display the parameters on the LCD screen to the right, including speed, direction, calls and text messages.

Helmet communication of iC-R comes with an external charging port, in addition to a panel with the ability to absorb solar energy to always be fully charged electricity for it.

Insurance company: Smart iC-R Helmets will be out in 7^th May 2016, with a retail price of 168 ringgit Malaysia. We hope that smart iC-R Helmets can be imported to Vietnam soon and the Vietnamese will have one more chance to experience a new amazing type of helmet in all over the world.

Do we need to have lots of money to buy insurance?

Insurance company:  It is one of the questions that the experts aimed to answer online at the meeting called "Life Insurance - When to buy?" by Tuoi Tre and a life insurance company held on May 31^st 2016.

Answering a question from a reader (27 years old) that how old should we start thinking about buying life insurance? Mr. The Loc Tran, deputy director, said life insurance products is usually designed according to two criteria: protection and savings, including protective factors which play a major role.

Insurance company: Meanwhile, any age should be protected. The breadwinner increasingly needs to join life insurance because of the unfortunate case of having problems. Loved ones will receive the benefits, help stabilize families. The appropriate age to buy insurance is depending on the circumstances and needs of each individual, such as income or the need to protect the buyers themselves, relatives, etc.

To the question how much income they can buy insurance, Mr. Vo Van Dung - Director in charge of communications and marketing - said the funds to spend from 600,000 VND / month (equivalent to VND 20,000 each day) are able to participate in life insurance.

"We have a lot of life insurance products to meet the diverse needs of customers, from the contract up to tens of billions to the contract only a few tens of million" - Mr. Dung said.

However, many readers commented that the insured person received the contract only after paying, not fully clear which items they've bought, insurance companies put a fait accompli. With such those questions, Mr. Loc confirmed after the contract was issued, the insurance company also has time for customers to consider before joining.

For example, customers will have 21 days after receiving the contract to consider and reconsider the entire terms of benefits. "Customers have the right to refuse to participate in the contract if you disagree with any of the terms, in which case the company will refund fees already paid the first guests" - Mr. Loc said.

According to Mr. Loc, from September 6^th 2016, will deploy electronic contract services (when the contract is issued, the entire contents will be sent to the personal e-mail client, and is updating electronic information page. Customers can actively refer contract contents before forwarding agents contracted by the paper.

Deploying fast payment of insurance benefits

Insurance company: With fears to buy life insurance is very easy but very difficult to claim for compensation due to cumbersome procedures, Mr. Loc Tran The said that customer can refer to the procedures required in the settlement of insurance contracts or call the hotline of the company or agent for specific instructions.

In particular, according to Mr. Loc, the company implemented the program of fast payment of insurance benefits for 30 minutes after the customer submits a complete dossier at the customer service desk. Meanwhile, the lawyer Nguyen Van Hau also confirmed many customers successfully sued the insurance claim money in the dispute over the insurance contract.

Insurance company: Things you should know when buying car insurance

General insurance company provides car insurance as protection for your car. Due to its value, car owners should buy insurance for their cars in case of unexpected risks. However, there are many things you should consider before buying car insurance.

 Insurance company: Things you should know when buying car insurance