Healthcare insurance: More products

Currently, in Vietnam, there are many hospitals, companies offering healthcare insurance products.Life insurance company sells health care insurance and the main pack while non-life insurance company makes healthcare insurance fees separate each year . Customers can change service providers if not satisfied with the current ones.

Opportunities and benefits

It can be said, more than 16 years, the life insurance market with the participation of FDI Company has changed the thinking of the people of VN. Along with the strategic development life insurance market, they are constantly researching to make products more advantages than Vietnam, bring more benefits to the insured, especially care products expanding healthcare insurance coverage.

Recently, Dai-ichi Life VN was officially introduced to the market the product "happy healthy family - Talking sending love" is designed to protect the financial and comprehensive health care for the traditional family three generation in the same contract, especially for the parents of two sides, helps customers express interest, mounts love between members of the family and filial integrity of both parties. Customers only need to participate in an insurance contract, the customer's family would be comprehensive health care and financial assurance. At the same time, health care benefits during the insured also pay fees depending on the customer's entitlement to care in many levels: ordinary, special and high-grade.

Or Prudential also just introduced to the market two new products complement the "Insurance fatal disease from an early stage and healthcare insurance fee exemption serious diseases." Is the pay benefits when customers unfortunately suffering from serious illness early stage. Once insured, customers will be supporting the cost of treating serious diseases from an early stage and customers are paying interest several times during the contract term. Especially the wide range of up to 77 protection from dangerous diseases vary. Moreover, on the same insurance contract, customers can protect many family members at the same time from parents, children ... specifically, provide protection up to four people in a family.

And the right to choose

Unlike life insurance company, the insurance company health card sales by year and depending on the service, coverage, age and health status of the insured person. The fee of the annual insurance package low or high depending on the needs of potential buyers of these cards ... When you join this package, you will get inpatient and pay all the costs of hospitalization, surgery arts; cost of treatment before and after hospitalization; cost emergency medical transportation or repatriation ... and to facilitate the examination and treatment of diseases, the Insurance Co. has been associated with several leading hospitals in VN and hospitals in the region, to customers treatment options.

As a counselor of the insurance company said, now people VN seek insurance packages ranging international clinical winter day. In addition they need medical care during business trips, tourism, current, and economic life is the driving force of well-off causes a lot of options this kind over.

According to Womens Health, surveyed 50 women who participated in the health insurance premium for why they choose this service. The results showed that: 53% said fairly broad coverage including sickness, accident, emergency ... 26% responder needs, they can healthcare "transboundary" in some hospitals domestic and international. 21% feel the excitement when things simple and convenient.